Debt Reduction, Debt Relief & Debt Settlement Articles: Premier Debt Solutions

Premier Debt Solutions provides Debt Reduction & Debt Negotiation Services by an Attorney-owned Debt Settlement Processing Company

Premier-Debt-Solutions.com
Privacy Policy and Terms & Conditions

Premier Debt Solutions is a sales and marketing company offering debt settlement services to consumers and businesses that are provided by our processing and negotiation partner; Premier Debt Solvers. Any information we collect via this web site is provided only to Premier Debt Solvers, and only for the purpose of evaluation and eligibility for possible enrollment into our debt settlement program.

Note: Premier-Debt-Solutions.com's Privacy Policy may not reflect those of other websites which advertise on any Premier-Debt-Solutions.com web page. Please refer to the individual privacy policies of websites which the Premier-Debt-Solutions.com website links to.

Our Privacy Policy discloses how we collect personal information, the types of personal information we receive and collect, our use of current and former consumer information, as well as the steps that we take to safeguard your information. If you use this site you explicitly agree to the terms and conditions of the Premier-Debt-Solutions.com Privacy Policy in effect at the time of your use. If you do not agree to this policy, please do not use the Premier-Debt-Solutions.com website. It is our goal to bestow your confidence in our website. Therefore, in compliance with industry standards and regulations enforced typically by the Federal and State Governments, we abide the following Privacy Policy.

Use of personal information (name, email address, etc), is solely for the purpose of corresponding to you per your elected membership(s) to any of our services. The data you submit to register for our newsletter subscription, free email reminders; and other services, is not shared, sold, nor traded with any other entity, nor do we add you to any mailing lists beyond the registrations you submitted.

Newsletter Registration - We ask for your name and email address. Your name is used so we may personalize each newsletter email. We do not use your name and email address in any other manner, nor do we add you to any other mailing lists. You can quickly and easily cancel newsletter membership via the single opt-out link we include in every newsletter email.

Credit Advice Request - We ask for your name and email address. Your name is used so we may personalize our response. To assist other consumers who may have a similar situation, we do post your first name, your question and our response, on our website. We do not; however, include your email address. We use your email address to notify you of our response. We do not use your name and email address in any other manner, nor to add you to any mailing lists.

Affiliate Program Registration - We ask for your full name, physical and email addresses, as well as information regarding your own website. Other than to consider you for our affiliate program and to manage your account, we do not use your information in any other manner nor do we add you to any mailing lists other than our in-house affiliate newsletter.

Advertiser Request - We ask for you company contact information and the type(s) of advertising you desire. We use your information solely to provide you with a response.

Website Search - We ask for the product/service you are seeking via keywords. We do not ask for any identity nor personal information. The keywords you type into the search box are used solely to assist you in your browsing of the Premier-Debt-Solutions.com website.

No spam policy: Premier Debt Solutions has a "no spam policy", and does not send unsolicited commercial email (UCE). Subscribers to any of our email services can cancel instantly at any time by clicking on the unsubscribe link we provide in every email we send out. Unsubscribe requests are honored immediately, without any "waiting period". We request our preferred resources to also maintain and enforce a privacy policy as well as a no spam policy. Please refer to the privacy policies of any and all networks in which we may link to or recommend.

Our email address and contact information: As part of our fight against spam, we do not publicly list our email address on our website. Instead, we provide visitors with multiple other ways to contact us, including our online contact form, our phone number (260~339~5155) or by writing to us at Premier Debt Solutions, 36 Tamarack Hill Drive, Poughkeepsie, NY 12603. Other than our online Advice Request form, we respond only to advertising requests as we are a commercial advertising agency and do not directly provide any consumer services.

Our use of cookies is limited to the minimum extent necessary for the effective browsing of our site and to confirm registrations for our services. We do not employ any type of spyware nor any software that will affect your computer nor your internet browser. To help us understand and appropriately serve the needs of credit consumers, we use cookie technology. Some advertisers employ their own cookies on our website, which we may be required to install. This Privacy Policy covers the use of our cookies only and does not cover the use of cookies by any advertisers. A cookie is a piece of data temporarily stored on the visitors hard drive and contains information regarding visitor use of our website. Once visitors close their browser, the cookie typically terminates (refer to your browser regarding Cookie acceptance and disposition). Premier-Debt-Solutions.com does not require visitors to have Cookies enabled on their browsers. Cookies enable websites like Premier-Debt-Solutions.com to identify visitor needs and to personalize the browsing experience for each visitor, as well as helps reduce the time it takes for pages to load onto visitor computers. Cookies are also employed to track completion of product/service registrations and purchases, and is primarily used to monitor the performance of advertisers. If your browser has Cookies disabled, you may still use our website.

We also keep track of Internet Protocol (IP) addresses and may disclose your IP address during the course and scope of our business. An IP Address is a number that is used by computers on the network to identify your computer every time you log on to the Internet.

We have appropriate security measures in place in our physical facilities to protect against the loss, misuse or alteration of any personal data submitted to us.

From time-to-time, Premier-Debt-Solutions.com may solicit website visitor opinions or other research data via Polls. Refer to the Privacy Policy of individual Polls before responding.

You must be at least 18 years old to use this web site. We do not knowingly collect, use, or disclose personal information about visitors under 18 years of age. If you are under 18 years of age, you may not use the services offered on our web site unless they are used with the consent, permission and supervision of your parents or guardians.

Premier-Debt-Solutions.com reserves the right to update or modify its Privacy Policy at any time and without advance notice. We will not jeopardize your privacy. The provisions contained in this privacy statement supersede all previous notices or policies regarding our privacy practices with respect to this site. Any and all changes will be made here, to this privacy statement. If you do not agree with the changes to how your information will be used, please do not continue to use this web site. We encourage you to check our site frequently to see the current privacy statement and to be informed of how we are committed to protecting your information and providing you with improved content on our website in order to enhance your online experience. Upon any material changes to the policy statement, we will post those changes to this privacy statement, the homepage, and/or other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. Our Privacy Policy will indicate the date it was last updated. Your continued use of our site will signify your acceptance of the changes to our Privacy Policy.

Terms and Conditions for Using Premier Debt Solutions
Premier Debt Solutions is a financial resource web site, which helps consumers locate financial providers (credit card issuers, loan lenders, etc). As such, Premier Debt Solutions does not directly provide any financial services.

This website, Premier-Debt-Solutions.com, is an advertising portal and listing directory for financially related service and product providers. Our website is like the classified ads of a newspaper. We provide advertising space for financial entities and; as such, our website contains categories (web pages) related to various financial services and products. These categories are provided to the consumer to assist them in locating specific products or services (based on current availability to Premier-Debt-Solutions.com by a provider), but is not a guarantee, neither expressed nor implied, that such products or services shall be currently available to consumers. Additionally, content on the Premier-Debt-Solutions.com website may not reflect the actual Terms/Conditions of any particular advertisement. It is each consumer's responsibility to fully evaluate the product or service offered by an advertiser prior to submitting an application. In some circumstances when a particular financial product or service is not currently available for a specific web page category, Premier-Debt-Solutions.com may; at its sole discretion, place alternative solution advertisements.

Premier-Debt-Solutions.com reserves the right to accept, deny, and/or remove advertisements or directory listings at its sole discretion. In instances in which an advertisement or directory listing is removed; either per request of the advertiser or at the discretion of Premier-Debt-Solutions.com, such advertisement or listing removal shall not result in the updating of standardized content on this website, nor the update or removal of "category" web pages.

This website is provided "As Is" to consumers, with no warranties nor guarantees granted directly by Premier-Debt-Solutions.com nor its owners. Warranties and/or guarantees expressed on web pages are done so on behalf of any/all advertisers who may place their advertisements onto those category web pages.

Neither Premier-Debt-Solutions.com, nor its owners, are liable for any advertised services, nor for a consumer's failure to fully understand an advertiser's Terms/Conditions and/or failure to preview the Term/Conditions of Premier-Debt-Solutions.com. For example: our category web pages related to "Pay Day Loans" exist for the purpose of providing advertising space to financial entities who desire ad placement on such web pages. Hence, all guarantees are the sole responsibility of financial entities who advertise on such pages, and/or if their offer is not a 100% guarantee, or if such guarantee has exceptions, conditions, etc., such advertisers are solely responsible for stating those exceptions, conditions, etc. in their respective Terms/Conditions.

Dispute resolution: Visitors who apply for a product or service resource listed at Premier-Debt-Solutions.com, shall not hold Premier-Debt-Solutions.com liable for any transactions, disputes, nor for resolving disputes.

To use our Premier-Debt-Solutions.com website, links and resources, You agree to hold Premier-Debt-Solutions.com and its owners harmless and indemnify Premier-Debt-Solutions.com and its owners of any damages as a result of using this website, links and resources. Premier-Debt-Solutions.com shall not be held liable for the results of Your clicking-through on a resource link and applying for any product or service.

You understand and agree You must be at least 18 years old to use our website.

You further understand and agree Premier-Debt-Solutions.com is not a credit card company, credit reporting agency, lending or banking institution and does not broker financial products/services to financial institutions.

You understand and agree Premier-Debt-Solutions.com makes no guarantees or warranties with regard to the availability of a loan, credit card, debt assistance, credit report or any other financial product/service, nor do we endorse any particular provider, product or service. Premier-Debt-Solutions.com does not charge you any fees for using the Premier-Debt-Solutions.com website and the free services specifically provided by Premier-Debt-Solutions.com. For the respective rates, fees, and other costs charged by entities who advertise on the Premier-Debt-Solutions.com website, You understand and agree You must consult directly with the respective advertiser(s).

You understand and agree that if you apply for; or purchase, a product or service from an advertisement on the Premier-Debt-Solutions.com website, for details, questions, or any concerns you may have you must contact the advertiser directly. Premier-Debt-Solutions.com does not act as a mediator, negotiator, arbitrator nor provides advertiser contact information.

You understand and agree that some products/services may not be available in all U.S. states, and may have other restrictions imposed by the advertiser which are beyond the control of Premier-Debt-Solutions.com.

You understand and agree that products and services; including those offered directly by Premier-Debt-Solutions.com as well as those offered by advertisers, may change from time to time and without advance notice. Some products and services; including but not limited to credit cards and loans, may have limited, seasonal, promotional and/or infrequent availability. Due to ever-changing availability of products and services, Premier-Debt-Solutions.com may contain content which does not correspond to current offers. For example, Premier-Debt-Solutions.com may have web pages which discuss a certain type of loan product although the actual loan isn't currently available via the Premier-Debt-Solutions.com website. Such web pages remain active on the Premier-Debt-Solutions.com website due to costs in locating and updating, plus the added costs of re-inserting content when particular products/services do become available. Before applying for or purchasing any product or service, You understand and agree that it is Your responsibility to first carefully read the advertiser's Terms and Conditions so you will be assured you are applying for or purchasing exactly what you anticipate. Any differences, inconsistencies or incorrect information in an advertiser's Terms and Conditions shall not be the responsibility of Premier-Debt-Solutions.com and you agree not to hold Premier-Debt-Solutions.com liable.

You understand and agree that Premier-Debt-Solutions.com does not guarantee your ability to receive approval or acceptance of any financial product/service.